Affordable Care Act Approaches - KULR-8 Television, Billings, MT

Affordable Care Act Approaches

Posted: Updated:
BILLINGS -

The effects of the Affordable Care Act reportedly are far-reaching, even for perfectly healthy young Americans.

Ed Melcher with Frontier Insurance Solutions says even healthy consumers could see their rates increase.

"Young people without health issues, will they sign up?" he asked. "If they sign up that will help the pool, because they'll be healthy and they'll help the people that have some health issues."

And if healthy people choose to go without health insurance, Melcher says that's where people with complications will suffer.

"It will drive up the cost because we'll have more claims going into the pool," he said.

It's not mandated that you are insured, but if you don't sign-up individually, and are not covered through an employer, expect to pay a penalty fee. It will be $95 for the first year, $325 for the second, and nearly $700 for the third according to montanahealthanswers.com. If your income is above a certain amount, you must pay a percentage of your income.

Melcher emphasizes that the system is complex, and learning about the different options is your best bet.

  • LocalMore>>

  • Rising Firefighting Costs Impacts Forest Service Budget

    Rising Firefighting Costs Impacts Forest Service Budget

    Friday, August 22 2014 3:19 AM EDT2014-08-22 07:19:55 GMT
    A new report released by the U.S. Department of Agriculture reveals the cost, as well as the budget, for fighting wildfires has increased over the last two decades.Within their overall budget, the U.S. Forest Service's firefighting appropriation has jumped about 25% since 1995.As a result, the U.S. Forest Service must borrow from funding reserved for the very programs that help prevent and mitigate forest fire.Climate change and drought have fueled the intensity of wildfires over the decades,...
    A new report released by the U.S. Department of Agriculture reveals the cost, as well as the budget, for fighting wildfires has increased over the last two decades.Within their overall budget, the U.S. Forest Service's firefighting appropriation has jumped about 25% since 1995.As a result, the U.S. Forest Service must borrow from funding reserved for the very programs that help prevent and mitigate forest fire.Climate change and drought have fueled the intensity of wildfires over the decades,...
  • University Holds Mock Rape Trial for Freshman

    University Holds Mock Rape Trial for Freshman

    Friday, August 22 2014 3:13 AM EDT2014-08-22 07:13:38 GMT
    As part of Montana Tech University's commitment to safety, incoming freshmen attended a mandatory mock date rape trial to heighten awareness surrounding issues of sexual assault.
    As part of Montana Tech University's commitment to safety, incoming freshmen attended a mandatory mock date rape trial to heighten awareness surrounding issues of sexual assault.
  • FALLEN DEPUTY: Wife Shares Special Moment at Memorial Service

    FALLEN DEPUTY: Wife Shares Special Moment at Memorial Service

    Friday, August 22 2014 3:05 AM EDT2014-08-22 07:05:03 GMT
    Tears are shed but also -- laughter is heard -- as friends and family of fallen Deputy Sheriff Joe Dunn remember him during a funeral service in Great Falls.
    Tears are shed but also -- laughter is heard -- as friends and family of fallen Deputy Sheriff Joe Dunn remember him during a funeral service in Great Falls.